Circuit City credit has the worse phone system...

Seriously.

• ring...
• ring...
• ring...
• Thank you for calling, all of our associates are currently assisting other customers. Please stay on the line and your call will be answered in the order in which the call was received. Thank you.
• breath
• All of our representatives are still busy. To return to the main menu, press 1; to continue to to hold, press 2; to...
• press 2
• repeat

I think they attempt to wear you out before they answer. Whoa... after 5 minutes of that routine, as I write this I'm hearing music! Maybe there is hope of talking with someone! And yes... There's a pleasantly faux Joseph on the line in India somewhere who was just waiting for me to jump through enough hoops before he helped me.